Whether you're paid weekly, monthly, or as a contract opens and closes, Vault makes it easy to invest at a pace that's comfortable for you.
When investing, diversification helps maximize your chances for return while reducing overall risk. Vault invests your money across 28,000 stocks and bonds to achieve an ideal portfolio balance.
accounts under $5,000
When your balance exceeds
$5,000, pay only 0.25% per year
If you want to save on taxes by saving for retirement.
Entrepreneurs, freelancers, independent contractors and on-demand workers who want to make tax-deductible investments.
If you want to save on taxes during retirement or have access to your investments in a pinch.
The Pre-Tax IRA
Your contributions are likely tax deductible; withdrawals are taxed in retirement
Contribute up to $5,500 or $6,500 if age 50 or older
Withdrawals made before age 59½ are subject to penalties
No income limits
The Self-Employed IRA
High contribution limits; contribute up to 25% of your annual income or $54,000, whichever is less
Your contributions are likely tax deductible; withdrawals are taxed in retirement
Withdrawals made before age 59½ are subject to penalties
You must be self-employed or file your taxes as a 1099 contractor
The Post-Tax IRA
Contributions and earnings grow tax-free
No early-withdrawal penalties on contributions
Contribute up to $5,500 or $6,500 if age 50 or older
Contributions are limited once you make more than $118,000 annually.
You must earn an income to qualify
